Target Skill:

Describe the two EBPP models and list the advantages and disadvantages of each  

Thin Consolidation

As illustrated below, the thin consolidator provides one-stop bill payment by collecting bill summaries from different billing organizations. Customers get the ease-of-use that they demand and can pay all their bills in one place, entering their sensitive personal and financial information a single time. 

On the other hand, when customers want statement detail or personal attention from the biller, they can pass-through from the consolidator to the biller with a single link. 

Hoever, the thin consolidation model is more complex than the thick consolidation model and requires billers to have their own EBPP sites. Netscape recommends that billing organizations use BillerXpert 1.0 to establish a direct billing model.  After gaining some EBPP experience, billers can then migrate to a thin consolidation model with the next version of BillerXpert, which will support consolidation. 

 

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